Complete Fee Schedule — 2BR, 1,200 sqft, $75K state HHI

$1,065. Every line item.

The monthly fee is a flat per-square-foot charge. Every category has its own escrow account and Hyperledger chain. Every dollar is traceable. Nothing is pooled.

Fee Category $/sqft/mo 2BR Monthly
Ladder Fee
Ladder Fee $0.3472 $416.64
Infrastructure
Energy (SMR) $0.045 $54.00
Water + sewage $0.032 $38.40
Waste management $0.018 $21.60
Fiber + telecom $0.025 $30.00
Building maintenance $0.038 $45.60
Security
Security + fire $0.012 $14.40
Camera + gateway $0.008 $9.60
Healthcare
Clinic (DPC) $0.060 $72.00
Emergency care $0.050 $60.00
Catastrophe care $0.100 $120.00
Open source pharma $0.040 $48.00
Education
Daycare (ages 0–5) $0.030 $36.00
K–12 teacher LLCs $0.055 $66.00
Growth Education $0.020 $24.00
Governance
CLT ground lease $0.000 $0.00
Quiet Council $0.008 $9.60
TOTAL $0.888/sqft $1,065/mo

The Ladder Fee Formula

Tied to Your State's Reality

The Ladder Fee is not arbitrary. It is calculated from the prior year state median household income — recalibrated annually so it never disconnects from the economy you live in.

(State Prior Year Median HHI × 5%) ÷ 12 months ÷ 900 sqft = $/sqft/month

Example at Indiana HHI $63,000:

$3,150 5% of $63,000
÷ 12 months $262.50/year ÷ 12
÷ 900 sqft $0.2917/sqft/month

Why fees replace property taxes

Transparent by Design

Appreciation never taxed

Fee is based on sqft only. If the town becomes more desirable, your monthly fee does not change.

Separate escrow per category

Clinic money can only pay clinic contracts. Security money can only pay security. Misallocation is technically impossible.

Every dollar on Hyperledger

Real-time balance, allocation, and expenditure for every fee category. Published quarterly.

KPIs voted by stewards

Every fee has a Quiet Council-voted performance metric. If the clinic underperforms, stewards can adjust the allocation.

Changes require 6-month debate

Per-sqft fees can only change via Quiet Council vote after a full deliberation cycle. No surprise increases.

CLT Ground Lease — Escalation Table

Security Failure Has a Price Tag

The CLT ground lease starts at $0.00. It only increases if the town's security and crime metrics fail. The escalation is designed to make the town unaffordable long before year 5 — a structural deterrent that makes the security officers' incentive alignment obvious to every steward.

Non-Compliance Year Rate Added 2BR Added
Year 1 +$0.010/sqft +$12/month
Year 2 +$0.025/sqft +$30/month
Year 3 +$0.060/sqft +$72/month
Year 4 +$0.125/sqft +$150/month
Year 5+ +$0.250/sqft +$300/month

Next step

$250/month pledge. Your place in Town 001.