Universal Primary Care.
Healthcare in URBAL is not a product; it's a right of stewardship. By removing the insurance layer, we've aligned physicians and residents toward a single goal: longevity.
Medicine Without the Middleman
The Direct Primary Care (DPC) model removes the bureaucracy of insurance. Physicians are stewards of the town, not employees of a corporation. This means 24/7 access, no co-pays, and focus on prevention.
Infrastructure Integration
Every clinic is built directly into the town's Inner Wall. Advanced diagnostics, imaging, and pharmacy services are literally steps from your front door, integrated into the life of the community.
Healthcare Systems
The Medical Core
100 Physician LLCs
Independent medical practices owned by residents who live in the town.
The Four Escrows
Financial protection layers ensuring long-term solvency and highest standards of care.
Unified Health Record
A single, secure health record that follows you across the entire URBAL network.
Longevity Science
Advanced research and open-source pharma R&D integrated into the town's central city.
What's Included
$0.250/sqft covers all of this.
DPC Primary Care
Unlimited visits. No co-pays. 12 primary care visits/year included.
Preventive Care
Annual physicals, bloodwork, screenings — fully covered, no billing.
Mental Health
Integrated mental health services. No separate deductible.
Dental
2 cleanings and basic care per year included.
Vision
Annual exam + prescription correction included.
Emergency ER
Out-of-town ER negotiated and paid by the town's emergency care escrow.
Catastrophe Reserve
Cancer, surgery, organ failure — reserve fund accumulates per town.
Open Source Pharma
Drugs at manufacturing cost via federated R&D across URBAL towns.
Pharmacy On-Site
Located in inner wall clinic buildings. No prescription pickup errand.