Town 001 · Now Raising

A classic remedy

for modern living.

By removing the extractive costs of housing, healthcare, and education, URBAL gives you true peace of mind.

Pledge. Share your preferences.
Find your blend.

Pledge your spot → How it works
URBAL Town — one square mile, car-free

How it works

One platform.
Five parties.
One town.

URBAL is a rewards-based crowdfunding platform.
Funding your ideal tailored car-free walkable town.
Five parties match. Monthly raise closes. Construction begins.

You

Pledger

  • Pledge for your Dwelling Unit
  • Signal preferences via Instagram & Pinterest
  • Earn your tailored spot in URBAL town

Earn your lease

Business

  • Pledgers signal demand for your business
  • Provide job pledges to earn your place in town
  • Keep your lease by delivering quality stewards vote to retain

Competition winner

County

  • Adopt the URBAL Recipe
  • Compete via Pilot rate and land LOI to host the town
  • Win a $5B investment and high-value residents
  • $100M split into 529s for every child in county schools

One transaction

Landowner

  • Accept LOI from county at market rate + 20%
  • Earn a 30-year annuity from URBAL town

Earn the escrow

Bank

  • Compete to manage construction escrow and the Town's Sovereign Wealth Fund
  • Keep interest on $5B if delivered on time and within budget

When the raise closes, every dollar is released and construction begins. Raise fails — every dollar comes back.

Built differently

Different in
every dimension.

Physical

Car-free.
Stone. One
square mile.

No road grid — The Form-Based Code makes the car structurally impossible — not discouraged, not taxed, structurally absent.
CNC limestone — No concrete. No mortar. Tongue-and-groove cut stone with a 500-year structural design life.
10-minute walk — Every essential — doctor, school, employer, grocery, park — within one square mile.

Financial

$1,218/mo.
All-in.
Forever fixed.

PLC — not a lease — The Proprietary Lease Covenant fixes your cost to square footage, never to market value. No landlord can raise it.
Everything included — Housing, healthcare, energy, education, Tea Leaves, Samara Air — one flat monthly number.
$2,658 back — The difference between URBAL stewardship and the American default, every single month.

Governance

Every vote
binding.
Every vote permanent.

Annual Mainstay vote — Every commercial lease — café, clinic, employer — re-competed by steward vote each December. Flag in July, vote in December.
Immutable ledger — Every vote is permanently recorded. No one overrules it. No executive authority. The vote is the authority.
Quiet Council — Enforces steward votes. No judicial override. No political capture. No zoning board.

Network Effects

Each town
funds
the next.

Town → Bunch — 7 Towns + 1 City + 1 Park. The Town raise funds construction. The Bunch raise funds the SMR reactor, gondola, and periurban ring.
Bunch → Bouquet — 4 Bunches. 36 square miles. 844,000 residents. Each layer funded by the people already living in it — no outside capital required.
Compounding demand — 25 million pledgers signal preferences before a stone is cut. That demand data is the product — it attracts businesses, counties, and banks.

A different model

Not renting.
Not owning.

Stewardship. A fixed-term covenant between you and a community you helped build.

URBAL stone architecture

Your cost. Locked at signing. Forever.

Indexed to square footage — not the market. No landlord. No variable rate. The number you sign is the number you pay.

Tailored
for you.

25 million people. 10,000 homes. Profile — not wealth — decides who gets a key.

Community selection

Peace of mind,
built in.

Health covered. Education included. Cost certain. Morning yours.

How stewardship works →

Every system reinforces every other.

Car-free makes it walkable. Walkable makes it social. Social makes it safe. Stone makes it permanent.

URBAL architecture

Built to last
500 years.

CNC limestone · Stone construction

The numbers

$2,658

back in your pocket.
Every month.

The American default is $3,876. URBAL stewardship — housing, healthcare, energy, education — is $1,218.

America's default

$3,876

rent · car · insurance · utilities

URBAL stewardship

$1,218

everything included

See every cost →

How your life changes

One square mile.
A complete life.

Your morning isn't a commute.

Everything is a 10-minute walk. $1,025 a month stays in your pocket.

10'

Your doctor lives here.

Direct Primary Care. No insurer. No deductible. Included.

Healthcare →
URBAL town

Energy at $0.045/sqft. Fixed.

SMR power. No utility. No grid risk. No markup.

K–12 through university. Included.

Teacher LLCs. URBAL University. Daycare. Built into the plan.

Every business earned its place.

Each December, stewards vote every commercial lease. Serve — stay. Don't — cleared January 1.

How it scales

One town.
Scaled to thirty-six.

Towns become Bunches. Bunches become Bouquets. Each layer funded by the people living in it.

URBAL Town — one square mile layout

The Town

1 square mile · 25,000 stewards · car-free

URBAL Bunch — 9 square miles, 7 towns

The Bunch

9 sq mi · 7 Towns + City + Park

URBAL Bouquet — 36 square miles, 4 bunches

The Bouquet

36 sq mi · 4 Bunches · 844,000 residents

How scale works →

Why pledge now

Your pledge builds this.

No VC. No government. No bank. Raise fails — every dollar comes back.

25M

People. 10,000 homes.

Profile determines selection — not wealth. Pledge amount is capped in the formula.

$5B

Raise threshold. All in escrow.

Held by an independent custodian — not URBAL. Every dollar accounted for.

100%

Refunded if the raise fails.

IRS Private Letter Ruling confirmed before a single dollar was collected.

"Time. Autonomy.
Emotional stability."

Stone that outlasts every anxiety about what next year will cost.

Classic craft. Modern peace of mind.

Town 001 · Now Raising

$1,218 a month.
Everything included.

Built by you.

From $100/month. Full refund if the raise fails.

Pledge your spot → Why URBAL →