Town 001 · Now Raising
A classic remedy
for modern living.
By removing the extractive costs of housing, healthcare, and education, URBAL gives you true peace of mind.
Pledge. Share your preferences.
Find your blend.
How it works
Five parties. One town.
URBAL is a rewards-based crowdfunding platform. Five parties match, a monthly raise closes, and construction begins on a car-free, one-square-mile stone town — built around your preferences.
01
Pledger
Your ideal community. Your terms.
Pledge your monthly amount — from $100 for a Studio to $300 for a 5-bedroom. Share preferences through Instagram and Pinterest signals. URBAL uses your signal data to match you with a community built around people who share your vision for what living well looks like. When the raise closes, your pledge converts to a Proprietary Lease Covenant — your cost is locked, your neighbors were selected.
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Pledger
Your ideal community. Your terms.
Pledge your monthly amount — from $100 for a Studio to $300 for a 5-bedroom. Share preferences through Instagram and Pinterest signals. URBAL uses your signal data to match you with a community built around people who share your vision for what living well looks like. When the raise closes, your pledge converts to a Proprietary Lease Covenant — your cost is locked, your neighbors were selected.
Business
Demand earns your spot. Results keep it.
Pledgers signal which businesses they want inside the town — how often they'd visit a given café, tailor, or clinic. The businesses with the highest verified demand from pledgers earn a lease. You don't buy in. You compete for it by demonstrating the community wants you. You keep it by delivering: stewards vote every December on every commercial lease. The community's demand decides who's in.
County
A $5B investment. 529s for every child.
Counties compete to host an URBAL town by adopting the URBAL Recipe — offering a favorable pilot rate and a land Letter of Intent. The winning county earns a $5B construction investment, the highest-value tax base in the state, and $100M split into 529 college savings accounts for every child in county schools. One county wins. One town is built.
Landowner
Market rate plus 20%. Then an annuity.
The county designates the land parcel. The landowner receives the Letter of Intent at market rate plus 20% — a premium no conventional sale offers. Settlement is one transaction, one closing. After construction, the landowner earns a 30-year annuity from URBAL town — an ongoing revenue stream tied to the lasting value the town creates on what was once their land.
Bank
Keep the interest on $5B — if you deliver.
Banks bid to manage the $5B construction escrow and URBAL's Sovereign Wealth Fund. The winning bank keeps all interest generated on the $5B if construction is delivered on time and within budget. If not, the interest goes to URBAL. The structure aligns bank incentives directly with the community's: deliver, and you earn. Miss, and you don't.
Built differently
Different in
every dimension.
Physical
Car-free.
Stone. One
square mile.
Financial
One fee.
All-in.
Fixed for your term.
Governance
Every vote
binding.
Every vote permanent.
Network Effects
Each town
funds
the next.
A different model
Not renting.
Not owning.
Stewardship. A fixed-term covenant between you and a community you helped build.
Your cost. Locked at signing. Forever.
Indexed to square footage — not the market. No landlord. No variable rate. The number you sign is the number you pay.
Tailored
for you.
25 million people. 10,000 homes. Profile — not wealth — decides who gets a key.
Community selectionPeace of mind,
built in.
Health covered. Education included. Cost certain. Morning yours.
How stewardship works →Every system reinforces every other.
Car-free makes it walkable. Walkable makes it social. Social makes it safe. Stone makes it permanent.
Built to last
500 years.
The relief
One
bill. Not eleven.
Locked for your term.
Not a discount — a different structure. The things that arrive as eleven separate bills everywhere else arrive as one line here, fixed the day you sign.
What you juggle now
- Rent or mortgage
- Health insurance premium
- Deductibles and copays
- Car payment
- Car insurance
- Fuel and maintenance
- Utilities
- Internet
- Daycare
- Tuition
- Property tax
What you pay here
Your monthly fee.
Every line above is inside it. The rate is set by formula, published in full, and locked at signing for the length of your term — it does not move with the market or with what your neighborhood becomes.
How your life changes
One square mile.
A complete life.
Your morning isn't a commute.
Everything is a 10-minute walk. $1,025 a month stays in your pocket.
10'
Your doctor lives here.
Direct Primary Care. No insurer. No deductible. Included.
Healthcare →
Energy at $0.045/sqft. Fixed.
SMR power. No utility. No grid risk. No markup.
K–12 through university. Included.
Teacher LLCs. URBAL University. Daycare. Built into the plan.
Every business earned its place.
Each December, stewards vote every commercial lease. Serve — stay. Don't — cleared January 1.
How it scales
One town.
Scaled to thirty-six.
Towns become Bunches. Bunches become Bouquets. Each future layer funded by the Ladder fee reserved from stewards already living in URBAL.
The Town
1 square mile · 25,000 stewards · car-free
The Bunch
9 sq mi · 7 Towns + City + Park
The Bouquet
36 sq mi · 4 Bunches · 844,000 residents
Why pledge now
Your pledge builds this.
No VC. No government. No bank. Raise fails — every dollar comes back.
25M
People. 10,000 homes.
Profile determines selection — not wealth. Pledge amount is capped in the formula.
$5B
Raise threshold. All in escrow.
Held by an independent custodian — not URBAL. Every dollar accounted for.
100%
Refunded if the raise fails.
All-or-nothing. Miss the threshold and the month voids automatically.
"Time. Autonomy.
Emotional stability."
Stone that outlasts every anxiety about what next year will cost.
Classic craft. Modern peace of mind.
Town 001 · Now Raising
One fee a month.
Everything included.
Built by you.
From $100/month. Full refund if the raise fails.